For Kenyan chamas & investment groups
Your chama's money,
on the record.
Replace the WhatsApp thread and the paper ledger with one transparent record — contributions, loans, expenses and meetings that every member can see.
Every member
gets their own login
Audit-ready
reports to table at every meeting
Free
for every group until 30 April 2027
The problem every chama knows
Most chamas are one dispute away from falling apart.
"Did you receive my money?"
Contributions live in WhatsApp screenshots. Nobody can say with certainty who has paid and who has not.
Loans nobody can track
Interest is worked out from memory. Repayment schedules sit in a notebook only the treasurer can read.
Trust resting on one person
Members must take the chairperson's word for the balance. One disputed figure can break a group apart.
What Chamabora does
Built around the one thing a chama cannot compromise on: financial integrity.
Every shilling accounted for
Contributions, loans and expenses post to one cashbook. Confirmed money only — pending entries never inflate the balance.
Two people for every figure
One official records a payment, a second confirms it. Nobody — not even the chairperson — can confirm their own money.
Loans worked out properly
Flat or reducing-balance interest, a real repayment schedule, and repayments allocated penalty → interest → principal.
Members can see for themselves
Each member signs in to view their own statement and the group's position. Transparency without passing round a ledger.
Corrections leave a trail
Nothing is ever quietly edited or deleted. Mistakes are reversed with a reason, and the audit log keeps the history.
Reports ready for the AGM
Member statements, arrears lists, loan portfolio, income and expenditure, cashbook — as PDF or CSV, in one click.
Three steps
Set up your group
Add your chama name, officials, and invite members in minutes. No IT required.
Record contributions
Officials log M-Pesa payments. A second person confirms. The balance updates instantly.
Everyone stays informed
Members check their own statement. Share audit-ready reports at every meeting.
Pricing
Simple pricing, per group
One subscription covers the whole chama — every member included. Small groups are free, forever.
“Before Chamabora, our treasurer kept everything in a notebook. Now every member can check their statement from their phone, and our AGM takes twenty minutes instead of three hours.”
Chama chairperson · Nairobi
Bring your chama's records into one place
Set up your group in a few minutes, invite your members, and start this month's contributions on a record everyone can trust.
Free for every group until 30 April 2027 · No credit card · Groups of up to 10 stay free after that